Our clients come from all walks of life – professionals, small business owners, entrepreneurs, retirees, and those in a major life transition. In addition to investment advice,  we can help foster your financial well-being in many other areas.  Here is a sample of our services:

Investment Management

• Well-diversified, low-cost portfolios

• 401(k), 403(b) or 457 investment advice

• Roth IRA conversion strategies

• Financial goal setting and prioritization

Retirement Planning

• Portfolio drawdown strategies

• Social Security claiming strategies

• Pensions and IRA distribution strategies

Tax Planning

• Tax-efficient investing 

• Capital gain/loss tax planning

• Charitable giving strategies

• Gifting strategies

Financial Planning

• College funding

• Insurance coverage review

• Mortgage and refinancing strategies

• Budgeting and cash flow planning

• Debt management

Estate Planning

• Ensuring basic estate plan documents

• Organization of financial & personal info

Small Business Planning

• Business entity setup (sole proprietor,
  partnership, LLC, or corporation)

• Retirement plan options: SEP-IRA, SIMPLE, 401(k)

• Business plan financial projections